Klarna´s payment methods

Klarna offers three payment methods. Aligned with what people want and need, when buying. Are you a Klarna merchant looking for guidelines on how to implement the new brand (launched 28th of August 2017). Please read here.

 

Pay now
Customers who want to pay in full at checkout can do it quickly and securely with Klarnas Pay now-option - using credit/debit card or Klarna Direkt, Sofort, SEPA, Direct Debit. 
Pay later
The option to buy now and pay later makes buying quicker and easier for customers: no need to fill out lengthy personal details or card numbers online. 
Slice it
Your customers can spread the cost of their purchases at a low interest rate, giving them flexibility and increased purchasing power. Our unique credit application requires minimal information and takes just seconds to complete

 

KPM system overview

Invoice and part payment details are communicated to Klarna with an XML-RPC API. Klarna provides these libraries in several programming languages. The integration is divided up into two different steps. Thec checkout api handles calls used to create an authorization, while Klarna's Order Management handles events taking place with an order after it has been authorized by Klarna's Payment Methods.